Every business journey is unique. Whether you’re expanding your team, investing in new equipment, or navigating seasonal shifts, having access to the right funding can make all the difference.

At Shire Funding, we believe finance should be straightforward, supportive, and tailored to your goals. Our small business loans are designed to help you move forward, on your terms.

What Is a Small Business Loan?

A small business loan provides a lump sum of capital that you repay over time with interest. It’s a flexible way to cover costs, invest in growth, or manage cash flow without giving up control of your business.

We offer loans from £5,000 to £1 million +, with repayment terms ranging from 3 months to 6 years, and fixed interest rates so you always know where you stand.

Why Choose a Loan from Shire Funding?

• Clear, fixed repayments
  Know exactly what you’ll pay each month—no surprises.

• No early repayment penalties
  The majority of our facilities have no early repayment charges.

• Fast decisions and payouts
  We aim to approve and release funds within hours.
• Personalised support
  Our team works with you to find the right fit for your business.

How Businesses Use Our Loans

Our clients use small business loans for a wide range of needs:

• Hiring new staff
• Purchasing tools, vehicles, or machinery
• Bridging short-term cash flow gaps
• Expanding premises or launching new products
• Refinancing existing debt on better terms

Whatever your goal, we’re here to help you make it happen.

Who Can Apply?

We work with:

• Limited companies
• Sole traders
• Partnerships and LLPs

To apply, you’ll need to be based in the UK, have been trading for at least 6 months, and provide basic financial documentation. We keep paperwork to a minimum and decisions fast.

Why Shire Funding?

We’re more than a lender, we’re a funding partner. With our own-book lending and access to one of the UK’s largest lender networks, we offer:

• Quick decisions and fast payouts
• Fixed, competitive rates
• Simple, transparent terms
• Dedicated support from highly experienced people

Whether you’re planning for growth or managing a challenge, we’re here to help you move forward with confidence.

Let’s Talk About Your Next Step

At Shire Funding, we believe every business deserves access to fair, fast, and flexible finance. Get in touch today for a free quote and see how we can support your journey.