Running a business is full of momentum, new opportunities, shifting demands, and the constant rhythm of money coming in and going out. But behind every successful business is a solid grasp of two financial essentials: working capital and cash flow.
At Shire Funding, we help businesses across the UK stay financially agile. Whether you’re navigating seasonal shifts or planning your next big move, understanding these two forces can make all the difference.
Working capital is the difference between your current assets (like cash, stock, and invoices due) and your current liabilities (such as bills and wages). It’s a snapshot of your business’s short-term financial health.
Cash flow, meanwhile, is the movement of money in and out of your business over time. It’s what keeps your operations running smoothly, covering costs, paying staff, and investing in growth.
While they’re not the same, they’re closely linked. A dip in working capital, say, from slow customer payments or excess inventory can quickly lead to cash flow pressure.
Even profitable businesses can hit a wall if cash isn’t flowing freely. A surge in demand might require a bulk order of supplies. A delayed invoice could leave you short on payroll. That’s where smart financial planning comes in.
At Shire Funding, we’ve helped businesses of all sizes navigate these challenges with tailored funding solutions that match their pace and ambition.
We’re more than a broker, we’re a funding partner. With our own-book lending and access to one of the UK’s largest lender networks, we offer:
Whether you’re managing a cash crunch or preparing for expansion, we’re here to help you move forward with confidence.
At Shire Funding, we believe every business deserves the chance to grow without unnecessary financial stress. Reach out today for a free quote and discover how our funding solutions can help you stay ahead.